陈大事 发表于 2024-8-19 10:30:50

国家助学贷款如何申请?热点解答来了

<div class="wx_rich_media_content" id="jsWxContainer"><section style='text-align: center;margin-top: 16px;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;'>各高校即将开学</span></section><section style='text-align: center;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;'>国家助学贷款</span></section><section style='text-align: center;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;'>目前各地正在办理中</span></section><section style='text-align: center;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;color: rgb(0, 0, 0);'>这一利好政策如何申请?</span></section><section style='text-align: center;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;color: rgb(0, 0, 0);'>谁可以申请?</span></section><section style='text-align: center;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;color: rgb(0, 0, 0);'>可以申请多少金额?</span></section><section style='text-align: center;line-height: 1.6em;'><span style='font-size: 16px;letter-spacing: 1px;color: rgb(0, 0, 0);'>有哪些优惠政策?</span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='letter-spacing: 0.544px;font-size: var(--articleFontsize);outline: 0px;visibility: visible;'><span style='outline: 0px; color: rgb(0, 122, 170); text-decoration-style: solid; text-decoration-color: rgb(0, 122, 170); visibility: visible; font-size: 16px;'>1.国家助学贷款</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='letter-spacing: 0.544px;font-size: var(--articleFontsize);outline: 0px;visibility: visible;'><span style='outline: 0px; color: rgb(0, 122, 170); text-decoration-style: solid; text-decoration-color: rgb(0, 122, 170); visibility: visible; font-size: 16px;'><strong style='font-size: var(--articleFontsize); text-indent: 0em; color: rgb(34, 34, 34); letter-spacing: 0.544px;'><span style='color: rgb(0, 122, 170); text-decoration-style: solid; text-decoration-color: rgb(0, 122, 170);'>今年出台了什么新政策</span></strong>?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>2024年年初,财政部、教育部、中国人民银行、金融监管总局联合印发通知指出,<strong><span style='text-indent: 0em;color: rgb(61, 170, 214);'>对2024年及以前年度毕业的贷款学生2024年内应偿还的国家助学贷款利息予以免除,</span></strong>参照国家助学贷款贴息政策,免除的利息由中央财政和地方财政分别承担;<strong><span style='text-indent: 0em;color: rgb(61, 170, 214);'>对2024年及以前年度毕业的贷款学生2024年内应偿还的国家助学贷款本金,经贷款学生自主申请,可延期1年偿还,</span></strong>按照有关规定,助学贷款期限最长不超过22年,延期贷款不计罚息和复利,风险分类暂不下调。</span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>2.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>国家助学贷款</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>可以申请多少金额?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>利率是多少?期限是多久?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>2023年9月,教育部等四部门发布《关于调整完善助学贷款有关政策的通知》明确,<strong><span style='text-indent: 0em; color: rgb(61, 170, 214);'>全日制普通本专科学生每人、每年的贷款额度从不超过12000元提高至不超过16000元,全日制研究生每人、每年的贷款额度由不超过16000元提高至不超过20000元。</span></strong>学生申请的国家助学贷款优先用于支付在校期间学费和住宿费,超出部分用于弥补日常生活费。</span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'>同时,贷款利率由同期同档次贷款市场报价利率(LPR)减30个基点,调整为同期同档次LPR减60个基点。</span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'><span class="wxart_image" wx-style='display:inline-block;'></span></span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'>在校期间的贷款利息全部由财政贴息,学生既不付息,也不还本,安心、专心学习。<strong><span style='color: rgb(61, 170, 214);'>毕业后,可享受最长5年的还本宽限期,每年仅需集中偿还一次利息,不用偿还本金,还本宽限期过后开始还本付息,最长贷款期为在校剩余时间加15年、不超过22年。</span></strong></span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>3.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>哪些高校开展了</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>国家助学贷款工作?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>公办全日制普通高校都应积极落实国家助学贷款政策,与合作的银行共同为高校贫困家庭学生办理国家助学贷款。另外,也有一部分民办普通高校开展了国家助学贷款工作,学生要注意学校招生简章或录取通知书中的相关说明。</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'></span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>4.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>去哪里申请</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>国家助学贷款?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>从申请地点来看,国家助学贷款分为校园地国家助学贷款和生源地信用助学贷款两类。<strong><span style='text-indent: 0em; color: rgb(61, 170, 214);'>校园地国家助学贷款是通过本校学生资助部门向经办银行申请办理;生源地信用助学贷款是通过户籍所在县(市、区)的学生资助管理机构申请办理(有的地区直接到相关金融机构申请)。</span></strong></span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'>需要注意的是,借款学生同一学年内不能同时申请校园地国家助学贷款和生源地信用助学贷款。</span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>5.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>哪些人可以申请</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>校园地国家助学贷款?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>申请条件是什么?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>需要提供哪些材料?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em; margin-top: 16px;'><strong><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;color: rgb(61, 170, 214);'>家庭经济困难的全日制普通高校本专科生(含高职生)、第二学士学位学生和研究生可以申请校园地国家助学贷款。</span></strong><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'></span></p><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'>材料提交后,学校学生资助等部门负责对学生提交的国家助学贷款申请进行资格审查,并核查学生提交材料的真实性和完整性;银行负责最终审批学生的贷款申请。</span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>6.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>哪些人可以申请</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>生源地信用助学贷款?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>申请条件是什么?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>首次办理需要哪些资料?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>办理流程是什么?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>家庭经济困难的全日制本专科生(含高职生)、第二学士学位学生和研究生(研究生原则上申请办理校园地国家助学贷款),可以申请生源地信用助学贷款。学生和家长为共同借款人,共同承担还款责任。</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'><br></span></section><section style='text-align: center;margin-bottom: 8px;'><span class="wxart_image" wx-style='display:inline-block;'></span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span class="wxart_image" wx-style='display:inline-block;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;font-size: 16px;letter-spacing: 1px;'></span></section><section><br></section><section style='font-size: 16px;'><section powered-by="xiumi.us" style='margin-top: 5px;margin-bottom: 10px;'><section style='width: 578px;height: 5px;background-color: rgb(56, 164, 218);'><section><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='margin-bottom: 10px;line-height: 1.75em;'><section style='padding: 16px 20px;display: inline-block;width: 578px;vertical-align: top;background-color: rgba(199, 230, 255, 0.33);'><section powered-by="xiumi.us" style='font-size: 17px;color: rgb(94, 94, 94);line-height: 1.8;letter-spacing: 1px;'><p><span style='font-size: 16px;text-indent: 0em;caret-color: transparent;color: rgb(0, 0, 0);'>1.登录学生在线系统,完成注册并填写个人及共同借款人基本信息,提交贷款申请,打印《申请表》并签字。</span></p><section style='margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; color: rgb(0, 0, 0);'>2.系统提示通过预申请的学生,打印《申请表》并签字后,按系统提示上传申贷材料。</span></section><section style='margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; color: rgb(0, 0, 0);'>3.未进行预申请,但确因家庭经济困难需要申办生源地信用助学贷款的学生,可按照实际情况填写《家庭经济困难学生认定表》,作为家庭经济困难认定依据申办贷款。</span></section><section style='margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; color: rgb(0, 0, 0);'>4.请借款学生和共同借款人携带以下申贷材料,前往县级学生资助管理部门办理手续。①借款学生与共同借款人各自的身份证原件、户口簿原件;②录取通知书(或学生证)原件或学信网学籍在线验证报告;③《国家开发银行生源地信用助学贷款申请表》,未通过预申请的学生还需要携带《家庭经济困难学生认定表》原件。</span></section><section style='margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; color: rgb(0, 0, 0);'>5.温馨提示:①部分地区可能会要求提供身份证正反面复印件一份,请提前向县级学生资助管理部门咨询,县级学生资助管理部门可提供申贷材料扫描上传服务;②如果借款学生及共同借款人户口不在同一本户口簿上,需携带双方户口簿原件。</span></section><section style='margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; color: rgb(0, 0, 0);'>6.持县级学生资助管理部门《受理证明》前往高校报到后,由高校学生资助管理部门老师录入电子回执。</span></section></section></section></section></section><section><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>7.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>“国家助学贷款”</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>官方APP如何使用?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>为提升便利性,国家开发银行今年推出了<strong><span style='text-indent: 0em; color: rgb(61, 170, 214);'>“国家助学贷款”手机客户端,</span></strong>下载“国家助学贷款”客户端后,可在手机端完成国家开发银行承办的国家助学贷款申请、合同附件上传、贷款状态查询、本金延期申请、业务咨询等。以办理生源地信用助学贷款续贷为例,学生只需要通过客户端实名认证,即可提交续贷申请、完成线上签约,整个过程不到3分钟。待高校老师录入回执后,整个申请流程即全部完成,方便快捷。具体操作流程如下:</span></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'><br></span></section><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align: center;'><br></p><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>8.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>借款后</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>中途不需要贷款了怎么办?</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>转学后,借款如何处理?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>借款学生在校期间,<strong><span style='text-indent: 0em; color: rgb(61, 170, 214);'>如因经济状况发生了好转等原因,中途不需要贷款时,</span></strong>学生可在当年放款10日前,通过所在学校向银行提出书面申请终止贷款发放。经银行同意后,学生与银行办理借款合同变更等手续。</span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><strong><span style='font-size: 16px; letter-spacing: 1px; color: rgb(61, 170, 214);'>如涉及转学,</span></strong><span style='font-size: 16px; letter-spacing: 1px;'>借款学生必须先还清在原经办银行的贷款本息,所在学校方可为其办理转学手续。</span></section><section style='line-height: 1.6em;'><br></section><section style='line-height: 1.6em;'><section powered-by="xiumi.us" style='margin-top: 10px; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; color: rgb(34, 34, 34); justify-content: flex-start; display: flex; flex-flow: row; visibility: visible;'><section style='margin-right: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 10%;flex: 0 0 auto;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding: 7px;outline: 0px;display: inline-block;width: 242px;vertical-align: top;background-color: rgb(178, 219, 239);align-self: flex-start;flex: 0 0 auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>9.</span></strong><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>何时开始偿还</span></strong></span></p><p style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;'><strong style='text-indent: 0em;color: rgb(34, 34, 34);letter-spacing: 0.544px;font-size: var(--articleFontsize);'><span style='color: rgb(0, 122, 170);font-size: 16px;text-decoration-style: solid;text-decoration-color: rgb(0, 122, 170);'>国家助学贷款?</span></strong></span></p></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px;text-align: center;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;overflow: hidden;height: 10px;width: 200.854px;background-color: rgb(223, 245, 255);visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-left: 10px;outline: 0px;display: inline-block;vertical-align: top;width: auto;flex: 100 100 0%;height: auto;align-self: flex-start;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 20px;margin-bottom: 8px;outline: 0px;visibility: visible;'><section style='outline: 0px;background-color: rgb(67, 166, 215);height: 1px;visibility: visible;'><br style='outline: 0px;'></section></section></section></section></section><section style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.544px; line-height: 1.6em;'><span style='font-size: 16px;text-indent: 0em;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 1px;'>毕业后,借款学生需全额支付贷款利息。<strong><span style='text-indent: 0em; color: rgb(61, 170, 214);'>经办银行允许借款学生根据就业和收入水平,自主选择毕业后24个月内的任何一个月起开始偿还贷款本金。</span></strong>具体还贷事宜,由借款学生在办理还款确认手续时向经办银行提出申请,经办银行进行审批。</span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'>此外,家庭经济特别困难的新生还能申请新生入学资助,获得路费补助和短期生活费补助;新生报到期间,高校会开通新生入学“绿色通道”,如果考生还没有筹齐学费、住宿费,可通过“绿色通道”先办理入学手续。</span></section><section style='text-align: justify; margin-top: 16px; text-indent: 0em; line-height: 1.6em;'><span style='font-size: 16px; letter-spacing: 1px;'>但需要注意的是,暑假期间,很多不法分子瞄准了学生群体。教育部提醒广大学生警惕网络诈骗,警惕不良“校园贷”,对于陌生可疑的短信、来电、微信好友等,做到“不回复、不接听、不理睬、不转账”,解决经济困难最安全最可靠的方法是向家长、老师和学校求教求助。</span></section></div>
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