住房贷款新政官宣！央行连发三条重磅政策！
<div class="wx_rich_media_content" id="jsWxContainer"><p style='letter-spacing: 0.578px;text-wrap: wrap;' data-mpa-powered-by="yiban.io"><strong style='text-align: center;letter-spacing: 0.034em;color: rgb(10, 10, 11);'><span class="wxart_image" wx-style='display:inline-block;width: 578px;'><br></span></strong></p><section data-role="outer" label="edit by 135editor" style='margin-bottom: 0px;letter-spacing: 0.578px;text-wrap: wrap;outline: 0px;visibility: visible;'><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 2px;font-size: 16px;'>今天（5月17日）</span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;'>中国人民银行连发</span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;'>三条重磅消息</span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;'>↓<span style='outline: 0px;'>↓<span style='outline: 0px;'>↓</span></span></span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><strong style='outline: 0px;'><span style='outline: 0px;color: rgb(61, 170, 214);font-size: 16px;letter-spacing: 2px;'>取消全国层面首套住房</span></strong></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><strong style='outline: 0px;'><span style='outline: 0px;color: rgb(61, 170, 214);font-size: 16px;letter-spacing: 2px;'>和二套住房商业性个人住房</span></strong></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;font-size: 16px;'><strong style='outline: 0px;'><span style='outline: 0px;color: rgb(61, 170, 214);'>贷款利率政策下限</span></strong></span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;color: rgb(255, 169, 0);'><strong style='outline: 0px;'>下调个人住房公积金贷款利率</strong></span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;color: rgb(255, 169, 0);'><strong style='outline: 0px;'>0.25个百分点</strong></span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;color: rgb(255, 79, 121);'><strong style='outline: 0px;'>调整个人住房贷款</strong></span></section><section style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;color: rgb(255, 79, 121);'><strong style='outline: 0px;'>最低首付款比例</strong></span></section><p style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;'><strong style='outline: 0px;color: rgb(0, 122, 170);font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;font-size: var(--articleFontsize);letter-spacing: 2px;'><br style='outline: 0px;'></strong></p><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;'><strong style='outline: 0px;'><span style='outline: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;'><span style='outline: 0px;'>一、取消全国层面首套住房和二套住房</span><span class="wx_search_keyword_wrap" style='outline: 0px;color: var(--weui-LINK);cursor: pointer;'>商业性个人住房贷款</span><span style='outline: 0px;'>利率政策下限。</span></span></strong></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;'><strong style='outline: 0px;'><span style='outline: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;font-size: var(--articleFontsize);'><br style='outline: 0px;'></span></strong></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;width: 661px !important;visibility: visible !important;'></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><br style='outline: 0px;'></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;'><strong style='outline: 0px;'><span style='outline: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;'>二、自2024年5月18日起，下调个人住房公积金贷款利率0.25个百分点，5年以下（含5年）和5年以上首套个人住房公积金贷款利率分别调整为2.35%和2.85%，5年以下（含5年）和5年以上第二套个人住房公积金贷款利率分别调整为不低于2.775%和3.325%。</span></strong></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;'><strong style='outline: 0px;'><span style='outline: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;font-size: var(--articleFontsize);'><br style='outline: 0px;'></span></strong></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;width: 661px !important;visibility: visible !important;'></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><br style='outline: 0px;'></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;'><span style='outline: 0px;letter-spacing: 2px;font-size: 16px;'><strong style='outline: 0px;'><span style='outline: 0px;font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;'>三、对于贷款购买商品住房的居民家庭，首套住房商业性个人住房贷款最低首付款比例调整为不低于15%，二套住房商业性个人住房贷款最低首付款比例调整为不低于25%。</span></strong></span></section><section style='margin-right: 8px;margin-bottom: 0px;margin-left: 8px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 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