工行、农行、中行、建行等大行，全部宣布下调！
<div class="wx_rich_media_content" id="jsWxContainer"><section style='margin-bottom: 16px;' data-mpa-powered-by="yiban.io"><br></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-size: 16px;'>今天（12月22日）<br></span></section><section style='line-height: 1.75em;text-align: center;'><strong><span style='letter-spacing: 2px;font-size: 16px;color: rgb(61, 170, 214);'>工商银行、农业银行</span></strong></section><section style='line-height: 1.75em;text-align: center;'><strong><span style='letter-spacing: 2px;font-size: 16px;color: rgb(61, 170, 214);'>中国银行、建设银行</span></strong><span style='letter-spacing: 2px;font-size: 16px;'>等国有大行</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-size: 16px;'>宣布下调存款挂牌利率</span></section><section style='line-height: 1.75em;text-align: center;'><span style='letter-spacing: 2px;font-size: 16px;'>不同类型及期限的存款品种</span></section><section style='line-height: 1.75em;text-align: center;'><strong><span style='letter-spacing: 2px;font-size: 16px;color: rgb(61, 170, 214);'>挂牌利率下调幅度在</span></strong></section><p style='line-height: 1.75em;text-align: center;margin-bottom: 24px;'><strong><span style='letter-spacing: 2px;font-size: 16px;color: rgb(61, 170, 214);'>0.1至0.25个百分点不等</span></strong></p><section style='outline: 0px;'><section style='outline: 0px;line-height: 1.75em;'><section style='margin-top: 10px;margin-bottom: 10px;outline: 0px;text-align: center;justify-content: center;display: flex;flex-flow: row;'><section style='outline: 0px;display: inline-block;width: auto;vertical-align: top;border-width: 0px;flex: 100 100 0%;height: auto;align-self: flex-start;'><section powered-by="xiumi.us" style='font-size: 16px;outline: 0px;'><section style='outline: 0px;display: flex;flex-flow: row;'><section style='margin-right: 10px;margin-left: 10px;outline: 0px;display: inline-block;width: auto;vertical-align: top;flex: 100 100 0%;align-self: flex-start;height: auto;line-height: 0;border-width: 0px;'><section powered-by="xiumi.us" style='outline: 0px;display: inline-block;width: 558px;height: 8px;vertical-align: top;overflow: hidden;background-color: rgb(67, 166, 215);'><section style='outline: 0px;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section></section></section><section style='outline: 0px;text-align: justify;'><section powered-by="xiumi.us" style='padding: 20px;outline: 0px;display: inline-block;width: 578px;vertical-align: top;border-width: 1px;border-style: solid;border-color: rgb(62, 62, 62);'><section powered-by="xiumi.us" style='outline: 0px;line-height: 1.8;'><section style='letter-spacing: 0.578px; line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 16px;'>以四大行存款挂牌利率为例，3个月、6个月、一年期定期存款挂牌利率下调0.1个百分点，下调后分别为1.15%、1.35%、1.45%；两年期定期存款挂牌利率下调0.2个百分点至1.65%；三年期、五年期定期存款挂牌利率下调0.25个百分点，下调后分别为1.95%、2%；通知存款挂牌利率下调0.2个百分点；零存整取、整存零取、存本取息挂牌利率下调0.1个百分点。</span></section><section style='letter-spacing: 0.578px; line-height: 1.75em;'><br></section><section style='letter-spacing: 0.578px; line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 16px;'>这是国有大行年内第三轮下调存款挂牌利率。今年6月8日、9月1日前后，国有大行曾两度下调存款挂牌利率。</span></section><section style='letter-spacing: 0.578px; line-height: 1.75em;'><br></section><section style='letter-spacing: 0.578px; line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 16px;'>招联首席研究员董希淼分析，今年以来，我国贷款利率持续下行，商业银行加大向实体经济减费让利。商业银行下调存款挂牌利率，压降负债成本，有助于保持息差基本稳定和利润合理增长，增强服务实体经济的持续性和高质量发展的稳健性。国有大行下调存款挂牌利率后，股份制银行和中小银行或将跟进调整。</span></section><p style='outline: 0px;font-size: 16px;letter-spacing: 2px;'><span style='color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;'></span></p></section></section></section><section powered-by="xiumi.us" style='font-size: 16px;outline: 0px;'><section style='outline: 0px;display: flex;flex-flow: row;'><section style='margin-right: 10px;margin-left: 10px;outline: 0px;display: inline-block;width: auto;vertical-align: top;flex: 100 100 0%;align-self: flex-start;height: auto;line-height: 0;border-width: 0px;'><section powered-by="xiumi.us" style='outline: 0px;display: inline-block;width: 558px;height: 8px;vertical-align: top;overflow: hidden;background-color: rgb(67, 166, 215);'><section style='outline: 0px;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section></section></section></section></section></section></section><h2 data-darkmode-bgcolor-16475014263612="rgb(25, 25, 25)" data-darkmode-original-bgcolor-16475014263612="#fff|rgb(255, 255, 255)|rgb(255, 255, 255)" data-darkmode-color-16475014263612="rgb(163, 163, 163)" data-darkmode-original-color-16475014263612="#fff|rgb(0, 0, 0)" data-style='white-space: normal; 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word-break: break-all !important;'><br></section></h2><p style='display: none;'><mp-style-type data-value="10000"></mp-style-type></p><br>转载声明：本文转载自「湖北发布」，搜索「hubeifabu」即可关注，[<a target="_blank" href="https://mp.weixin.qq.com/s/4Qc9mjjMhGGeAdSboOe9gQ">阅读原文</a>]。</div> 房贷利率要降了？
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