苏打水 发表于 2023-9-3 10:43:02

全国首个!500亿元湖北消费贷贴息细则来了→

<div class="wx_rich_media_content" id="jsWxContainer"><p style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;visibility: visible;line-height: 2em;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(0, 0, 0);letter-spacing: 1px;visibility: visible;font-size: 18px;'>9月2日</span></p><p style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;visibility: visible;line-height: 2em;'><span style='outline: 0px;letter-spacing: 1px;visibility: visible;font-size: 18px;color: rgb(0, 128, 255);'><strong style='outline: 0px;visibility: visible;'><span style='font-size: 18px;color: rgb(0, 128, 255);letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;visibility: visible;'>《湖北消费贷贴息细则》发布</span></strong></span></p><p style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;visibility: visible;line-height: 2em;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(0, 0, 0);letter-spacing: 1px;visibility: visible;font-size: 18px;'>哪些消费可以贴息?</span></p><p style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;visibility: visible;line-height: 2em;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(0, 0, 0);letter-spacing: 1px;visibility: visible;font-size: 18px;'>一起来划重点吧</span></p><p style='margin-bottom: 0px;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;visibility: visible;line-height: 2em;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(0, 0, 0);letter-spacing: 1px;visibility: visible;font-size: 18px;'>↓↓↓</span></p><section style='margin-bottom: 0px;outline: 0px;text-wrap: wrap;color: rgb(51, 51, 51);font-family: "Microsoft YaHei";letter-spacing: normal;background-color: rgb(255, 255, 255);font-size: 16px;visibility: visible;line-height: 2em;'><section powered-by="xiumi.us" style='margin-top: 10px;outline: 0px;text-align: left;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='padding-left: 13px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: stretch;flex: 0 0 auto;background-color: rgb(93, 142, 255);min-width: 5%;height: auto;visibility: visible;'><section powered-by="xiumi.us" style='margin-top: 5px;outline: 0px;visibility: visible;'><section style='outline: 0px;text-align: justify;color: rgb(255, 255, 255);visibility: visible;'><p style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;visibility: visible;'><span style='outline: 0px;letter-spacing: 1px;visibility: visible;font-size: 18px;'><strong style='outline: 0px;visibility: visible;'>政策回顾:</strong></span></p></section></section></section><section style='margin-left: -20px;padding-right: 7px;padding-left: 22px;outline: 0px;display: inline-block;vertical-align: top;width: auto;min-width: 5%;flex: 0 0 auto;height: auto;align-self: stretch;overflow: hidden;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;transform: rotateZ(338deg);visibility: visible;'><section style='margin-top: -10px;margin-bottom: -3px;outline: 0px;text-align: center;transform: translate3d(-6px, 0px, 0px);visibility: visible;'><section style='outline: 0px;display: inline-block;width: 10px;height: 49px;vertical-align: top;overflow: hidden;background-color: rgb(255, 207, 71);box-shadow: rgb(255, 255, 255) -7px 0px 0px 0px;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;visibility: visible;'><p style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;visibility: visible;'><br style='outline: 0px;visibility: visible;'></p></section></section></section></section></section></section><section powered-by="xiumi.us" style='margin-bottom: 10px;outline: 0px;text-align: left;justify-content: flex-start;display: flex;flex-flow: row;visibility: visible;'><section style='outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 0%;height: auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;visibility: visible;'><section style='outline: 0px;display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 6px;border-color: rgb(57, 107, 223) rgb(57, 107, 223) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;visibility: visible;'><p style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;visibility: visible;'><br style='outline: 0px;visibility: visible;'></p></section></section></section></section><section style='outline: 0px;text-align: justify;visibility: visible;line-height: 2em;'><section style='padding: 27px;outline: 0px;display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 100 100 0%;background-color: rgba(93, 142, 255, 0.11);height: auto;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;visibility: visible;'><p style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;visibility: visible;'><span style='outline: 0px;letter-spacing: 1px;visibility: visible;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>今年4月,湖北出台《关于更好服务市场主体推动经济稳健发展接续政策》,</span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'><strong style='outline: 0px;visibility: visible;'>明确设立500亿元消费贷,首期安排300亿元。</strong></span></span></p><p style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;visibility: visible;'><span style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);letter-spacing: 1px;visibility: visible;font-size: 18px;'><br style='outline: 0px;visibility: visible;'></span></p><p style='outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;visibility: visible;'><span style='outline: 0px;letter-spacing: 1px;visibility: visible;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>对</span><strong style='outline: 0px;visibility: visible;'><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'>4月1日至12月31日</span></strong><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>个人新增单笔消费贷达到</span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'><strong style='outline: 0px;visibility: visible;'>1万元</strong></span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>的,省级财政按照年化利率</span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'><strong style='outline: 0px;visibility: visible;'>1.5%</strong></span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>、期限</span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'><strong style='outline: 0px;visibility: visible;'>两年</strong></span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>、最高累计</span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'><strong style='outline: 0px;visibility: visible;'>3000元</strong></span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>予以贴息,鼓励湖北省内居民</span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(61, 170, 214);visibility: visible;'><strong style='outline: 0px;visibility: visible;'>汽车购置、住房装修、家电家具耐用品</strong></span><span style='letter-spacing: 1px;outline: 0px;font-family: inherit;border-width: 0px;border-style: initial;border-color: initial;color: rgb(0, 0, 0);visibility: visible;'>等线下信贷消费。</span></span></p></section></section></section></section></section><section style='margin-bottom: 0px;outline: 0px;visibility: visible;line-height: 2em;'><br></section><section style='margin-bottom: 0px;outline: 0px;font-size: 16px;visibility: visible;'><section style='margin-top: 10px;outline: 0px;visibility: visible;line-height: 2em;'><section style='padding: 13px;outline: 0px;display: inline-block;width: 578px;vertical-align: top;background-color: rgb(67, 166, 215);visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;color: rgb(255, 255, 255);font-size: 17px;text-align: center;visibility: visible;'><p style='outline: 0px;visibility: visible;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;visibility: visible;font-size: 18px;'><strong style='outline: 0px;visibility: visible;'>贴息对象</strong></span></p></section></section></section><section style='outline: 0px;text-align: center;visibility: visible;line-height: 2em;'><section style='outline: 0px;display: inline-block;width: 531.75px;height: 10px;vertical-align: top;overflow: hidden;background-color: rgba(67, 178, 233, 0.23);visibility: visible;'><section style='outline: 0px;visibility: visible;'><svg viewBox="0 0 1 1" style='float: left;line-height: 0;width: 0px;vertical-align: top;visibility: visible;'></svg></section></section></section><section style='margin-bottom: 10px;outline: 0px;text-align: center;justify-content: center;visibility: visible;line-height: 2em;margin-left: 0px;margin-right: 0px;'><section style='padding: 23px;outline: 0px;display: inline-block;width: 531.75px;vertical-align: top;background-color: rgba(67, 197, 233, 0.04);height: auto;border-bottom: 10px solid rgba(67, 178, 233, 0.23);border-bottom-right-radius: 0px;visibility: visible;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;font-size: 17px;visibility: visible;'><p style='outline: 0px;text-wrap: wrap;visibility: visible;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;visibility: visible;font-size: 18px;'>申报人具有合法有效的身份证明,具有湖北境内的常住户口(或有效居住证明),具有完全民事行为能力。</span></p><p style='outline: 0px;text-wrap: wrap;visibility: visible;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;visibility: visible;font-size: 18px;'><br style='outline: 0px;visibility: visible;'></span></p><p style='outline: 0px;visibility: visible;'><span style='font-size: 18px;letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;visibility: visible;'>新增贷款发生时间为</span><span style='outline: 0px;letter-spacing: 1px;visibility: visible;font-size: 18px;color: rgb(171, 25, 66);'><strong style='outline: 0px;visibility: visible;'><span style='font-size: 18px;letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;visibility: visible;'>2023年4月1日至2023年12月31日。</span></strong></span><span style='font-size: 18px;letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;visibility: visible;'><o:p style='outline: 0px;visibility: visible;'></o:p></span></p><p style='outline: 0px;'><br style='outline: 0px;'></p><p style='outline: 0px;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;'>单笔贷款金额</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>不低于人民币1万元,</span></strong><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;'>仅对单笔贷款金额</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>10万元以内的部分予以贴息。</span></strong><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;'><o:p style='outline: 0px;'></o:p></span></span></p><p style='outline: 0px;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></p><p style='outline: 0px;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;'>贷款资金应用于在</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>湖北省内线下零售门店购置家用车及(或)车辆附加产品、家电家具耐用品,或装修住房等个人消费。</span></strong></span></p></section></section></section></section><section style='margin-bottom: 15px;outline: 0px;line-height: 2em;'><br></section><section style='margin-bottom: 0px;outline: 0px;font-size: 16px;'><section style='margin-top: 10px;outline: 0px;line-height: 2em;'><section style='padding: 13px;outline: 0px;display: inline-block;width: 578px;vertical-align: top;background-color: rgb(67, 166, 215);'><section powered-by="xiumi.us" style='outline: 0px;color: rgb(255, 255, 255);font-size: 17px;text-align: center;'><p style='outline: 0px;'><span style='font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'>贴息标准</strong></span></p></section></section></section><section style='outline: 0px;text-align: center;line-height: 2em;'><section style='outline: 0px;display: inline-block;width: 531.75px;height: 10px;vertical-align: top;overflow: hidden;background-color: rgba(67, 178, 233, 0.23);'><section style='outline: 0px;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='margin-bottom: 10px;outline: 0px;text-align: center;justify-content: center;line-height: 2em;'><section style='padding: 23px;outline: 0px;display: inline-block;width: 531.75px;vertical-align: top;background-color: rgba(67, 197, 233, 0.04);height: auto;border-bottom: 10px solid rgba(67, 178, 233, 0.23);border-bottom-right-radius: 0px;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;font-size: 17px;'><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;'>根据申报人从湖北省辖区经办金融机构获得的符合条件消费贷款,给予</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-indent: 0em;color: rgb(61, 170, 214);'>年化利率1.5%</span></strong><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;'>的贴息。</span></span></p><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></p></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);'>单笔贷款只能享受</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);color: rgb(61, 170, 214);'>一次贴息政策</span></strong><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);'>,单笔贷款贴息资金</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);color: rgb(61, 170, 214);'>不超过3000元</span></strong><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);'>。</span></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><br style='outline: 0px;'></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-indent: 0em;color: rgb(61, 170, 214);'>贴息期不超过两年,</span></strong><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;'>其间部分偿还本金的,按实际贷款余额计算贴息。</span></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'>同一申报人在不同银行可以有多笔符合条件的贷款申报贴息。</span></section></section></section></section><section style='margin-bottom: 15px;outline: 0px;line-height: 2em;'><br></section><section style='margin-bottom: 0px;outline: 0px;font-size: 16px;'><section style='margin-top: 10px;outline: 0px;line-height: 2em;'><section style='padding: 13px;outline: 0px;display: inline-block;width: 578px;vertical-align: top;background-color: rgb(67, 166, 215);'><section powered-by="xiumi.us" style='outline: 0px;color: rgb(255, 255, 255);font-size: 17px;text-align: center;'><p style='outline: 0px;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'>怎么申请贴息</strong></span></p></section></section></section><section style='outline: 0px;text-align: center;line-height: 2em;'><section style='outline: 0px;display: inline-block;width: 531.75px;height: 10px;vertical-align: top;overflow: hidden;background-color: rgba(67, 178, 233, 0.23);'><section style='outline: 0px;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='margin-bottom: 10px;outline: 0px;text-align: center;justify-content: center;line-height: 2em;'><section style='padding: 23px;outline: 0px;display: inline-block;width: 531.75px;vertical-align: top;background-color: rgba(67, 197, 233, 0.04);height: auto;border-bottom: 10px solid rgba(67, 178, 233, 0.23);border-bottom-right-radius: 0px;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;font-size: 17px;'><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;text-indent: 0em;color: rgb(61, 170, 214);'>贴息原则为先付后贴,即先贷款消费、后申请贴息。</span></strong></span></p><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></p></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;color: rgb(0, 0, 0);text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;font-size: 18px;'>消费者与经办金融机构签订湖北消费贷款合同、获得贷款款项,并实际发生符合条件的消费后,需提交以下资料:</span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;color: rgb(0, 0, 0);text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>1.有效身份证明。</span></strong></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>2.贷款合同编号。</span></strong></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>3.支付凭证</span></strong><span style='letter-spacing: 1px;outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;text-indent: 0em;color: rgb(61, 170, 214);'>。</span></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='font-size: 18px;'><span style='outline: 0px;letter-spacing: 1px;'><strong style='outline: 0px;'><span style='outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>4.收款凭证。</span></strong></span></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>5.承诺函。</span></strong></span></section><section style='outline: 0px;line-height: 1.6em;text-align: justify;text-indent: 0em;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(0, 0, 0);font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;color: rgb(61, 170, 214);'>6.贷款经办金融机构贴息审批要求提供的其他资料。</span></strong></span></section></section></section></section><section style='margin-bottom: 15px;outline: 0px;line-height: 2em;'><br></section><section style='margin-bottom: 0px;outline: 0px;font-size: 16px;'><section style='margin-top: 10px;outline: 0px;line-height: 2em;'><section style='padding: 13px;outline: 0px;display: inline-block;width: 578px;vertical-align: top;background-color: rgb(67, 166, 215);'><section powered-by="xiumi.us" style='outline: 0px;color: rgb(255, 255, 255);font-size: 17px;text-align: center;'><p style='outline: 0px;'><span style='outline: 0px;font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;letter-spacing: 0.034em;'><span style='font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;letter-spacing: 1px;outline: 0px;text-decoration-style: solid;text-decoration-color: rgb(255, 255, 255);'>贴息资金多久到账?</span></strong></span></p></section></section></section><section style='outline: 0px;text-align: center;line-height: 2em;'><section style='outline: 0px;display: inline-block;width: 531.75px;height: 10px;vertical-align: top;overflow: hidden;background-color: rgba(67, 178, 233, 0.23);'><section style='outline: 0px;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='margin-bottom: 10px;outline: 0px;text-align: center;justify-content: center;line-height: 2em;'><section style='padding: 23px;outline: 0px;display: inline-block;width: 531.75px;vertical-align: top;background-color: rgba(67, 197, 233, 0.04);height: auto;border-bottom: 10px solid rgba(67, 178, 233, 0.23);border-bottom-right-radius: 0px;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;font-size: 17px;'><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><span style='letter-spacing: 1px;outline: 0px;color: rgb(0, 0, 0);'>贷款经办金融机构对贴息申请进行审核,凡符合条件的,应于消费者</span><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;color: rgb(61, 170, 214);'>正常还息3个月后,</span></strong><strong style='outline: 0px;'><span style='letter-spacing: 1px;outline: 0px;color: rgb(61, 170, 214);'>按季将贴息资金发放至消费者账户。</span></strong></span></p></section></section></section></section><section style='margin-bottom: 15px;outline: 0px;line-height: 2em;'><br></section><section style='margin-bottom: 0px;outline: 0px;font-size: 16px;'><section style='margin-top: 10px;outline: 0px;line-height: 2em;'><section style='padding: 13px;outline: 0px;display: inline-block;width: 578px;vertical-align: top;background-color: rgb(67, 166, 215);'><section powered-by="xiumi.us" style='outline: 0px;color: rgb(255, 255, 255);font-size: 17px;text-align: center;'><p style='outline: 0px;'><span style='outline: 0px;letter-spacing: 1px;font-size: 18px;'><strong style='outline: 0px;'>这些情况不能贴息</strong></span></p></section></section></section><section style='outline: 0px;text-align: center;line-height: 2em;'><section style='outline: 0px;display: inline-block;width: 531.75px;height: 10px;vertical-align: top;overflow: hidden;background-color: rgba(67, 178, 233, 0.23);'><section style='outline: 0px;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;'></svg></section></section></section><section style='margin-bottom: 10px;outline: 0px;text-align: center;justify-content: center;line-height: 2em;'><section style='padding: 23px;outline: 0px;display: inline-block;width: 531.75px;vertical-align: top;background-color: rgba(67, 197, 233, 0.04);height: auto;border-bottom: 10px solid rgba(67, 178, 233, 0.23);border-bottom-right-radius: 0px;'><section powered-by="xiumi.us" style='outline: 0px;text-align: justify;font-size: 17px;'><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'>被国家、省、市相关部门列入严重失信主体名单的消费者,无资格申报贴息。</span></p><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></p><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'>对消费贷款因展期、逾期还款所产生的利息及罚息,不予贴息。</span></p><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'><br style='outline: 0px;'></span></p><p style='outline: 0px;text-wrap: wrap;'><span style='outline: 0px;color: rgb(0, 0, 0);text-indent: 0em;letter-spacing: 1px;font-size: 18px;'>申请人如有提供虚假材料骗取湖北消费贷款贴息资金等违规行为,将被取消申报资格,并按要求退回已发放的贴息资金,情节严重的将依法依规处理,并登记借款人的不良信用记录。</span></p></section></section></section></section><section style='margin-right: 16px;margin-bottom: 0px;margin-left: 16px;text-wrap: wrap;outline: 0px;letter-spacing: 0.544px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;background-color: rgb(255, 255, 255);height: 0px;overflow: hidden;line-height: 2em;'><br style='outline: 0px;'></section><section data-role="paragraph" style='margin-bottom: 0px;text-wrap: wrap;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);'><section style='outline: 0px;letter-spacing: 0.544px;caret-color: rgba(0, 0, 0, 0);text-align: center;visibility: visible;'><section style='outline: 0px;visibility: visible;'><section data-support="96编辑器" data-style-id="32734" style='margin-bottom: unset;outline: 0px;visibility: visible;'><section style='margin-top: 10px;margin-bottom: 10px;outline: 0px;visibility: visible;line-height: 2em;'><section style='outline: 0px;display: flex;justify-content: center;align-items: center;visibility: visible;'><section data-width="45%" style='outline: 0px;width: 304.646px;height: 1px;border-top: 1px dotted rgb(51, 51, 51);visibility: visible;transform: rotateZ(0deg);'><br style='outline: 0px;visibility: visible;'></section><section style='margin-right: 8px;margin-left: 8px;outline: 0px;background-color: rgb(0, 82, 138);width: 8px;height: 8px;visibility: visible;transform: rotateZ(45deg);'><br style='outline: 0px;visibility: visible;'></section><section data-width="45%" style='outline: 0px;width: 304.646px;height: 1px;border-top: 1px dotted rgb(51, 51, 51);visibility: visible;transform: rotateZ(0deg);'><br style='outline: 0px;'></section></section></section></section></section></section></section><section style='margin-bottom: 0px;text-wrap: wrap;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-size: medium;visibility: visible;caret-color: rgba(0, 0, 0, 0);'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;border-radius: 8px;background-size: 16px !important;visibility: visible !important;width: 677px !important;'><br></span></section><section style='margin-bottom: 0px;text-wrap: wrap;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);font-size: medium;visibility: visible;caret-color: rgba(0, 0, 0, 0);'><span style='outline: 0px;letter-spacing: 1px;visibility: visible;font-size: 16px;line-height: 1.5em;'>来源:湖北发布、湖北省商务厅、湖北广电新闻中心、长江云新闻</span></section></div>

浪人天空 发表于 2023-9-4 12:13:25

房贷,也应该算是消费类型贷款啊?
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查看完整版本: 全国首个!500亿元湖北消费贷贴息细则来了→